Strong Customer Authentication

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Strong Customer Authentication #

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Strong Customer Authentication (SCA) is a new requirement of the second Payment Services Directive (PSD2), which aims to add extra layers of security to electronic payments.

Strong Customer Authentication (SCA) is a European regulatory requirement to reduce fraud and make online and contactless offline payments more secure. To accept payments and meet SCA requirements, you need to build additional Authentication into your checkout flow. SCA requires authentication to use at least two of the following three elements.

Something the customer knows #

Something the customer has #

Something the customer is #